Pensioners have until December 21 to claim Pension Credit, a vital benefit that unlocks this year’s winter fuel payment. This benefit is available to those aged 66 or above on a low income, with a weekly income threshold of £218.15 for single individuals and £332.95 for couples. Even those with incomes above these thresholds may be eligible if they meet other criteria, such as being a carer, having a severe disability, or having certain housing costs. To qualify for Pension Credit, both individuals in a couple must be over state pension age, though Universal Credit may be an option if one partner is younger.
Applying for Pension Credit not only unlocks the winter fuel payment, worth up to £300, but also opens the door to additional benefits totaling up to £9,665 per year. These benefits include a one-off £150 Warm Home Discount Scheme payment, Cold Weather Payments, housing benefit, council tax support, water bill discounts, cheaper broadband, and phone deals. Other benefits include free NHS dental treatment, help with the cost of glasses and travel to the hospital, a free TV license for individuals over 75, and extra Pension Credit for carers.
To apply for Pension Credit, individuals can do so online at gov.uk or by calling 0800 99 1234 for a paper form. They will need to have their National Insurance number and details of their income, savings, and investments available. Those needing assistance with the application process can utilize the free benefits calculator offered by Age UK at benefitscheck.ageuk.org.uk or seek in-person help at Citizens Advice in England and Wales. By applying for Pension Credit before the December 21 deadline, individuals may also backdate their claim and receive Winter Fuel Payment for this year.
In addition to raising awareness about the importance of claiming Pension Credit, an appeal is being made for volunteers to make companion phone calls to older people on behalf of Age UK. Donations are also being sought to support the charity’s work in providing essential services to older individuals, including its year-round phoneline. An estimated 800,000 pensioners are unaware of their eligibility for Pension Credit, which underscores the importance of spreading the word and ensuring that all eligible individuals receive the assistance they are entitled to. By taking action now and claiming Pension Credit before the deadline, pensioners can access valuable benefits that can make a significant difference in their lives.
